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First Time Home Buyer Tips
If you have never bought a home before, you may be confused and wondering what kinds of things to watch out for or to look for during the process. If you are new to the home buying process, don't fear as we have compiled a list of first time home buyer tips to help you feel confident about the largest investment you have probably ever made in your life.
The first tip that we have for new home buyers in Virginia Beach and surrounding areas is to get pre-qualified first. Before you ever go look at a home, make sure that you go to the bank and go through their pre-qualification process. This will involve you proving your income, having your credit checked, and making sure that your debt to income ratios meet the specific loan guidelines. Too often people look at homes, and even contract to buy one without even knowing if they qualify for a loan. Instead of having this happen, make sure to get qualified first, and then once you are, the home search can then begin.
The next tip is to make sure that you hire a real estate agent to help you with the home search process. Hiring an agent will make it much easier to find the homes that are in your price range as they have access to a real estate database that shows all of the homes in the area you are looking at that are for sale. This can greatly speed up the home search process and save you a lot of time as you can only look at the homes that fit within your price range. The agents will also be able to go with you as you look at different properties to help you know if it is in good condition and whether o not it makes sense to buy it. Having this counselor to help you with the process is a must have, so don't think that you can do it on your own and not hire an agent. Hiring an agent is one of the smartest things you can do as a first time home buyer as they will help you through each step of the process of buying the home you like.
The last tip is to understand that things fall through. Don't build yourself up for failure. Many people have to put several offers in on different homes to get a seller to bite. Once the home is under contract, there are many things that can happen. Make sure to keep a clear head and to not get so emotionally invested that you get crushed if something falls through. If you're in the market for a home in Hampton Roads - Virginia Beach/Norfolk Virginia - log onto http://www.HRRealtyPros.com to search and access the most updated list of homes (including foreclosures, bank owned, and HUD homes)
Residing in Hampton Roads since 1985, Senior Real Estate Specialist -SRES® Chris Carlson - recipient of multiple HRRA Circle of Excellence" awards, and USAF veteran. It's not about making the sale or....
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